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What Consumers Cannot Be Required to Purchase
You
cannot require consumers to buy unwanted or unneeded goods
and services to get the items that they do want. Consumers
must be able to choose only the goods and services that they
want, with certain limited exceptions noted below.
Accordingly, you
cannot condition the furnishing of any funeral good or
service to a consumer on the purchase of any other funeral
good or service except for your basic services fee and
any items required by law.(You also cannot refuse to serve a family because they do not
purchase one particular item (e.g., a casket or embalming)
or a combination of items or services from you.
In addition, you
cannot include the charge for an optional item of service
(such as embalming) in a non-declinable basic services fee.
This would have the effect of making the optional item a
required purchase for every customer.
The Rule expressly
prohibits you from charging any fee, as a condition of
furnishing any funeral goods or services, other than the
fees for:
- The basic
services of funeral director and staff (the one
non-declinable fee allowed by the Rule);
- The funeral
goods and services selected by the consumer; and
- The funeral
goods and services required to be purchased by law (or
by the cemetery or crematory),
as identified and explained on the itemized Statement
(see Statement of Funeral Goods and Services Selected:
Information and Disclosures under
Cost Information).
This means
that you cannot charge an additional fee or surcharge to
consumers who purchase a casket elsewhere.
Such a
fee would not fall within the three categories of allowable
charges listed above. This extra "casket handling" fee is
simply a hidden penalty for those consumers who exercise the
right to purchase a casket from another seller.
Moreover, you
cannot alter your prices based upon the particular
selections of each customer.
Such a
practice also would defeat the purpose of the Rule to give
people accurate, itemized price information that affords
them the opportunity to select the arrangements they want.
Exceptions:
The three
exceptions to the consumer’s general right to choose only
the goods and services wanted are:
- The one
non-declinable basic services fee;
- Items required
by law (or by the cemetery or crematory); and
- Impossible,
impractical or excessively burdensome requests. You do
not have to comply with such requests.
However, you cannot refuse a request simply because you
don’t like it or don’t approve of it.
Example: During July, a
family requests that a funeral occur five days after
death, but does not want embalming. You don’t have
refrigeration facilities. Your state law does not
require embalming under any circumstances. However, in
this situation, you can refuse to provide these
arrangements, unless the family buys embalming. You can
consider such a request impractical or excessively
burdensome.
Note:
If a
customer requests an item that you do not normally
offer, you do not have to comply with the request.
However, you are free to do so.
"Free"
Items:
You
cannot list any of the 16 items required to be separately
itemized on the GPL as "free" or "no charge." Because you
recover the cost of the free item in your other prices on
the GPL, the customer may not have the choice of rejecting
the charge. However, you can offer items not required to be
separately itemized on the General Price List (such as
acknowledgment cards) at "no charge," as long as your state
or local laws do not prohibit this practice. |